Koushik has been tracking the Indian equity market and his quest to understand capital markets led him to start investing since 2014. Prior to joining Moat Financial Services, he worked at Northern Trust, a Chicago headquartered custodian bank which manages $1.07 trillion globally. During his tenure with the company, he was part of the Northern Trust EMEA OTC Derivatives team and worked on swaps. Koushik has also worked in an audit firm which helped him understand the ins and outs of the financial universe. While pursuing his Masters degree (MBA), Koushik was part of the equity research team of Finology, an investment advisor managing around INR 100 million at the time. He also worked with major broker firms as a sell-side research analyst. Koushik holds an MBA degree from the National Institute of Securities Markets (SEBI) and a B-com degree from Jain University.